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How long do you have to file a WSIB claim in Ontario?

Author

Olivia Carter

Published Feb 22, 2026

How long do you have to file a WSIB claim in Ontario?

In order to receive WSIB benefits, you must file a claim as soon as possible, and no later than six months from the date of your accident. If you have an occupational disease, the six months runs from the date you discover you have the disease and that it is work-related.

Likewise, how long after a workplace accident can you make a claim?

three years

Similarly, how many days do you have to report workers comp? You need to report a work-related injury within 48 hours of becoming aware of the injury. If you don't report a work-related injury within five days of becoming aware of the injury, you may be required to pay a 'claims excess payment', which is equivalent to one week of the worker's weekly payments.

Correspondingly, can you get Wsib after 65?

You can receive LOE benefits until the age of 65, unless you were 63 or older at the time of your injury. Usually, the WSIB cannot review your benefits more than 72 months (six years) after your final review, but there are some important exceptions to this general rule.

Is there a waiting period for WSIB?

Waiting times

The Workplace Safety and Insurance Board (WSIB) might get back to you about your claim within 2 weeks. But if your injury or claim is complicated, the WSIB can take 12 weeks or more to decide about your claim.

Do I get full pay if injured at work?

There is no legal requirement for an employee to be paid full pay by their employer when sickness absence is due to a workplace accident in circumstances where there is normally no provision for full sick pay.

What if I can't return to work after injury?

Under California Workers Compensation law, if someone cannot return to work, they are entitled to receive certain additional benefits. The injured workers permanent partial disability benefit is increased by 15% for each weekly payment.

Can you lose your job due to injury?

You may be fired from your job if you are no longer able to perform your job duties. In many cases, that's enough cause for you to lose your job. Under the FMLA, you can take up to 12 weeks off after an off-the-job injury without getting fired.

What happens if I lose my personal injury claim?

If you lose your case for personal injury, you obviously won't get any compensation no matter how badly you were injured. If a case is lost, it is because the person you are claiming compensation from has been found not liable for the accident or your injuries. This means that they don't have to pay you any damages.

Can I make a personal injury claim myself?

Whilst it is possible to handle a compensation claim yourself, it is strongly advised to seek specialist legal advice and instruct a personal injury lawyer to act on your behalf.

What happens if an accident at work is not reported?

What Problems Could I Face For Not Recording or Reporting an Accident at Work? Employers are legally required to report certain workplace incidents, near-misses and work-related health issues to the Health and Safety Executive via the RIDDOR and if a report is not sent, employers would face a receiving hefty fine.

How long after an injury can I make a claim?

You should get legal advice urgently if you want to claim compensation. The most common claim in a personal injury case is negligence and the time limit for this is 3 years. This means that court proceedings must be issued within 3 years of you first being aware that you have suffered an injury.

What happens if Riddor is not reported?

The consequences of not reporting RIDDOR depend on the seriousness of the incident. The courts can impose a custodial prison sentence of up to 2 years for the responsible person, or persons, and an unlimited fine for the business. It is not worth taking the chance.

What happens to my WSIB pension when I turn 65?

When you reach age 65, the WSIB pays you an LRI benefit based on: the amount it set aside for you, plus. any amount you contributed, plus. any investment income that the contributions earned.

Do disability benefits end at age 65?

When you reach the age of 65, your Social Security disability benefits stop and you automatically begin receiving Social Security retirement benefits instead. The specific amount of money you receive each month generally remains the same.

What benefits do you get when you turn 65 in Canada?

You can receive your first Old Age Security pension payment the month after you turn 65. You can receive a higher amount for each month you decide to delay your first payment. You can delay payment of the Old Age Security pension for up to 60 months (5 years) after you are 65.

Do you pay income tax on WSIB?

The Canada Revenue Agency (CRA) requires you to report your WSIB benefits as income, but you do not pay income tax on WSIB benefits. Your WSIB benefits may affect some tax credits that you claim.

How far back can WSIB audit?

How many prior years do you audit? Generally, an auditor will examine records for the current year plus up to three years prior. However, an audit may be extended to include additional years in exceptional circumstances.

How long do you have to make a WSIB claim?

You have six months from the date of injury or date of diagnosis to claim benefits by reporting your injury or illness to the WSIB.

Does WSIB pay a death benefit?

WSIB will pay a lump sum to a spouse who, at the time of the worker's death, is living with the worker, receiving payments from the worker under a court order or separation agreement, or is financially dependent on the worker. If there is no surviving spouse, any dependent children will receive a lump sum.

What is covered under WSIB?

WSIB coverage provides employers with legal protection if a workplace injury occurs, and provides injured workers a variety of benefits and services. Employers who have business activities covered under Schedule 1, Part I and Schedule 2 of Ontario Regulation 175/98 (the regulation) require coverage.

Does WSIB cover dental?

The WSIB pays for necessary dental services according to an approved fee schedule (see 17-03-01, Health Care Fees). Dental services are approved if they are required as a direct result of a work-related injury or disease.

Is there a time limit on claiming compensation?

What is the Time Limit for Claiming Compensation Following an Injury at Work? The quick answer is that following an accident at work you have three years from the date of injury to formalise a compensation claim.

Can I apply for another job while on workers comp?

Changing Jobs While on Workers Comp. If you're thinking of looking for new work because you're worried you may be fired for filing a workers compensation claim, there's good news: Filing a workers comp claim is not, and cannot be, a firing offense.

Can you claim workers comp after resigning?

Being fired after a work-related injury or illness does not prevent you from making a workers' compensation claim. You may still be able to bring a workers' compensation claim for a workplace injury or illness, but would likely only be able to claim medical expenses - not your lost income.

Does WorkCover affect future employment?

Does workers compensation / WorkCover affect future employment? Generally, employers are not allowed to discriminate against someone who has made a WorkCover or workers compensation claim. In fact, Federal Fair Work legislation prohibits employers from refusing to hire a worker who has made a claim.

Can WorkCover force you back to work?

After 52 weeks this protection is no longer available, and an employer no longer has an obligation under WorkCover legislation to provide you with any duties or hours if you cannot return to your full duties and hours.
A work-related injury is one that happened while you were doing something on behalf of your employer or otherwise in the course of employment. For example, a company-sponsored holiday party at a bar would be considered a work-related activity; so any injuries incurred at the party could be covered by workers' comp.

Can I claim for an injury at work after 3 years?

In general, you have a time limit of up to 3 years from the date of the injury to make an injury claim. The last date you can make a claim is known as the claim limitation date - after which your injury claim becomes 'statute barred'.
Generally, the time limit to issue legal proceedings is 3 years from the date of the injury. But there has been a change in this rule after 6 December 2002 in New South Wales (NSW).

Can you work a second job while on workers comp Australia?

Yes, individuals who have the ability to work are allowed to work at a second place of employment while receiving workers' compensation for an injury that occurred at the primary place of employment.

Can you get fired while on WSIB?

If the worker is terminated while the re-employment obligation is still in effect, the WSIB can examine the circumstances to determine whether the termination was related to the work-related injury/disease and represents a breach of the injury employer's re-employment obligation.

How much of your salary does WSIB pay?

Workplace insurance pays workers 85% of their take-home pay if they cannot work because of work-related injury or illness, up to a maximum insured wage of $90,300 in 2018. (Note: WSIB pays 90% of the worker's take home pay if the injury occurred in the period from April 1985 - December 1997.

Can I apply for EI while waiting for WSIB?

A worker may apply for and receive EI benefits from the federal government, while waiting to receive WSIB benefits. The worker signs a federal government assignment form to repay the EI benefits if and when WSIB benefits are allowed.

Can WSIB force you back to work?

If you worked for your employer for at least 1 year before your injury, your employer must generally offer you your regular job back after your injury. Under WSIB law, your employer does not have to create modified work for you. If you cannot return to work because of your injury, tell the Board.

Can I travel while on WSIB?

Vacations. The WSIB allows up to three weeks of vacation per year, provided the vacation period does not interrupt, in relevant cases, the worker's health care treatment or return-to-work (RTW) activities.

Can I work another job while on WSIB?

Yes. You must cooperate with your employer and the WSIB at all times. Both you and your employer have a duty to communicate with each other throughout the period of your recovery. Even if your employer has an obligation to re-employ you, you must still co-operate in early and safe return to work activities.

Does WSIB have direct deposit?

You can ensure you receive your WSIB benefit payments quickly and efficiently by using the WSIB's direct deposit services. Direct deposit is a fast, safe and easy way to receive your benefit payments. It is also: convenient – no need to spend valuable time depositing benefit cheques at your financial institution.

Do you need to apply for WSIB?

WSIB coverage is mandatory for independent operators, sole proprietors, partners in a partnership and executive officers in a corporation who work in construction. Most will have to register with us (some exemptions apply).

How do I check the status of my WSIB claim?

Injured or ill people

Log in to access your claim information online. Have your claim number and personal identification number (PIN) ready. Call us at 1-800-387-0750 if you need your PIN. See FAQs to learn more about online services.

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